Since 2018

nivolarento Financial Analysis

We started with a simple observation. Small and medium businesses in regional Australia were getting the same cookie-cutter financial advice as everyone else. Generic reports. Templated recommendations. Nothing that actually fit their reality.

So we built something different. A consultancy that sits down with business owners, learns how their operations actually work, and provides analysis that makes sense for their specific situation.

Based in Orange since day one, we've worked with manufacturers, agricultural operations, retail businesses, and service providers across New South Wales. Each one needed something unique. And that's exactly what we provide.

Team collaboration on financial strategy development

What Guides Our Work

These aren't just nice words we put on a wall. They're the standards we hold ourselves to every single day when working with clients.

01

Real Numbers Matter

We don't massage data to tell a pretty story. If the numbers show a problem, we say it clearly. If an opportunity exists, we show exactly where it is and what it would take to capture it.

02

Context Is Everything

A profit margin that works for one business could sink another. We analyze financial data within the full context of your industry, location, growth stage, and operational constraints.

03

Plain Language Always

Financial jargon creates distance between business owners and their own data. We explain everything in straightforward terms because you should understand exactly what the numbers mean.

04

Long-Term Thinking

Quick fixes rarely solve underlying issues. We focus on analysis that helps you build sustainable operations and make decisions that strengthen your position over time.

05

Practical First

Perfect analysis that can't be implemented helps nobody. We prioritize recommendations you can actually execute with your current resources and constraints.

06

Your Success Defines Ours

We measure our work by whether clients make better decisions after working with us. Not by how impressive our reports look or how complex our models are.

How We Got Here

2018

Started With Three Clients

Launched in Orange with a focus on agricultural businesses. Spent most of our time learning how seasonal cash flow actually works when you're dealing with harvest cycles and commodity price fluctuations.

2020

Expanded Service Range

Added manufacturing and retail analysis after several referrals. Realized many of the same principles applied across industries, but the implementation details were completely different.

2022

Built Custom Tools

Developed proprietary analysis frameworks specifically for regional businesses. Off-the-shelf software wasn't capturing the nuances our clients needed to see in their data.

2024

Grew The Team

Brought on specialists with backgrounds in different sectors. This let us handle more complex engagements while maintaining the personalized approach that defined our early work.

2026

Serving Regional Australia

Now working with businesses across NSW and into neighboring regions. Every engagement still starts the same way though: understanding your specific situation before we touch a spreadsheet.

The People Behind The Analysis

Financial analysis works best when you trust the people interpreting your data. Here are two of the team members who might work with your business.

Larissa Pemberton, Senior Financial Analyst

Larissa Pemberton

Senior Financial Analyst

Spent eight years in corporate finance before moving to Orange in 2019. Specializes in manufacturing operations and supply chain cost analysis. Actually enjoys untangling messy spreadsheets.

Callum Fitzroy, Business Strategy Consultant

Callum Fitzroy

Business Strategy Consultant

Grew up on a property near Dubbo and returned to regional work after consulting in Sydney. Focuses on helping agricultural and food production businesses navigate growth decisions without overextending.

How We Actually Work With Clients

Most financial consultancies follow a standard process regardless of who you are or what you need. We don't do that because it doesn't work.

Instead, we start by understanding your business. Not just the numbers, but how decisions get made, what constraints you operate under, and what you're trying to achieve in the next few years.

  • Initial consultation focuses on listening, not pitching services
  • Analysis tailored to your specific operational model and goals
  • Reports written for business owners, not accountants
  • Follow-up sessions to discuss implementation and adjust recommendations
  • No locked-in contracts or mandatory ongoing fees

We typically engage with clients for three to six months on initial projects. Some relationships continue for years. Others need us for one specific analysis and that's it. Both approaches work fine.

Start A Conversation
Financial data review meeting
Business planning session
Strategic analysis presentation
8+
Years Serving Regional NSW